{"page":"mortgate-calculator","modules":[{"name":"md-header","commonData":{"theme":"standard","noObserve":true,"bgColor":"#ffffff","mainMenuText":{"fontFamily":"var(--font-bold)","fontSize":"12px","color":"#646565"},"logo":"https://cdn.chime.me/image/fs/sitebuild/2020121/14/original_a7eed193-6138-44f3-a031-81b589dec160.jpeg","altText":"","size":220.00000000000003,"link":"https://www.suzannedamon.com/","menus":[{"name":"Who We Are","link":"https://www.suzannedamon.com/about","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"},{"name":"Ready To Buy?","link":"https://www.suzannedamon.com/buy","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"},{"name":"Ready To Sell?","link":"https://www.suzannedamon.com/real-estate-marketing","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"}]},"data":{"overlap":false,"sticky":true,"mobileOverlap":false}},{"name":"md-calculator","commonData":{},"data":{"theme":"mortgage","title":"Mortgage Calculator","description":"<div style='font-family:var(--font-normal);font-size:15px;color:#202437;text-align:left;'>Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.</div>","bgType":"color","bgImgOpt":{"src":"","mobileSrc":""},"bgColor":"#fff","payment":{"total":500000,"downPaymentRatio":20,"loanTerm":30,"interestRate":3.85,"propertyTaxRate":0,"homeInsurance":0,"hoaFee":0,"annualIncome":0,"otherMonthlyDebts":0,"downPaymentValue":20},"needRegister":false,"mobileNoMargin":false,"leadFormTitle":"Get more info from a local expert!","nameFormat":"fullname","requirePhone":false,"topSpacing":true,"btmSpacing":false}},{"name":"md-content","commonData":{},"data":{"theme":"richtext","html":"<style>\n .md-content.richtext .help-container {\n background: #f1f1f1;\n padding: 50px 0 94px;\n }\n @media (max-width:600px){.md-content.richtext .help-container { padding-top:40px;padding-bottom:40px; }} .md-content.richtext .help-container h2 {\n font-size: 24px;\n color: #23282b;\n margin-bottom: 16px;\n }\n .md-content.richtext .help-container .help-item {\n margin-bottom: 16px;\n }\n .md-content.richtext .help-container .help-item h3 {\n font-size: 15px;\n color: #202437;\n height: 18px;\n line-height: 18px;\n font-family: font-bold;\n }\n .md-content.richtext .help-container .help-item p {\n font-size: 14px;\n line-height: 20px;\n color: #202437;\n }\n </style>\n <div class=\"help-container\">\n <div class=\"mg-container \">\n <h2>\n Mortgage Help\n </h2>\n <div class=\"help-item\">\n <h3>Down Payment</h3>\n <p>\n The typical rule of thumb is to pay 20 percent of the home's price\n as your down payment, although some mortgage loans require as little\n as 3.5 percent down. Your down payment reduces the total amount of\n your mortgage loan, so the more money you put down, the lower your\n payments will be - or the more expensive a house you can buy.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>Loan Term</h3>\n <p>\n Your loan program can affect your interest rate and monthly\n payments. Choose from 30-year fixed, 15-year fixed, and more in the\n calculator.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>Loan Type</h3>\n <p>\n There are several types of mortgage loans, but the most commonly\n used are fixed-rate and adjustable-rate loans. Fixed-rate loans have\n the same interest rate for the entire duration of the loan. That\n means your monthly payment will be the same, even for long-term\n loans, such as 30-year fixed-rate mortgages. Two benefits to this\n loan type are stability, and being able to calculate your total\n interest up front. Adjustable-rate mortgages (ARMs) have interest\n rates that can change over time. Typically they start out at a lower\n interest rate than a fixed-rate loan, and hold that rate for a set\n number of years, before changing interest rates from year to year.\n For example, if you have a 5/1 ARM, you will have the same interest\n rate for the first 5 years, and then your interest rate will change\n from year to year. The main benefit of an adjustable-rate loan is\n starting off with a lower interest rate.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>Interest Rate</h3>\n <p>\n This field is pre-filled with the current average mortgage rate.\n Your actual rate will vary based on factors like credit score and\n down payment.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>Property Tax Rate</h3>\n <p>\n The mortgage payment calculator includes estimated property taxes\n based on the home's value. You can edit this in the advanced\n options.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>Home Insurance</h3>\n <p>\n Home insurance or homeowners insurance is typically required by\n lenders, depending on the loan program. You can edit this number in\n the mortgage calculator advanced options.\n </p>\n </div>\n <div class=\"help-item\">\n <h3>HOA Fees</h3>\n <p>\n A homeowners association fee (HOA fee) is an amount of money that\n must be paid monthly by owners of certain types of residential\n properties, and HOAs collect these fees to assist with maintaining\n and improving properties in the association.\n </p>\n </div>\n </div>\n </div>","fullColumn":true,"topSpacing":true,"btmSpacing":false}},{"name":"md-footer","commonData":{"theme":"standard","bgColor":"#E2E2E4","fontColor":"#fff","hideCopyRight":false,"size":100,"logos":[{"logo":{"imgUrl":"https://cdn.chime.me/image/fs/sitebuild/2020121/14/original_5ca49c6d-5b99-40b7-aca3-69d341bec482.jpeg","alt":"default"}}],"agentId":0,"noMlsDisclaimers":[],"footerMenuStyle":{"fontFamily":"var(--font-normal)","fontSize":"14px","--origin-menu-color":"#c6c8d1","--hover-menu-color":"#ebecf1"},"footerSubMenuStyle":{"fontFamily":"var(--font-normal)","fontSize":"12px","--origin-sub-color":"#797e8b","--hover-sub-color":"#c2c5d0"},"footerAgentNameStyle":{"fontFamily":"var(--font-normal)","fontSize":"14px","color":"#fff"},"footerAgentPhoneStyle":{"fontFamily":"var(--font-normal)","fontSize":"14px","color":"#fff"},"footerAgentEmailStyle":{"fontFamily":"var(--font-normal)","fontSize":"14px","color":"#fff"},"footerBroNameStyle":{"fontFamily":"var(--font-bold)","fontSize":"14px","color":"#fff"},"footerBroAddrStyle":{"fontFamily":"var(--font-normal)","fontSize":"14px","color":"#fff"},"botBgColor":"#E2E2E4","menus":[{"name":"Who We Are","link":"https://www.suzannedamon.com/about","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"},{"name":"Ready To Buy?","link":"https://www.suzannedamon.com/buy","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"},{"name":"Ready To Sell?","link":"https://www.suzannedamon.com/real-estate-marketing","linkName":"link","linkTheme":"link","isLink":true,"visible":1,"target":"_self"}]},"data":{"topSpacing":false}}]}

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